Top Reasons To Buy Roadside Assistance Insurance
Emergency roadside assistance
insurance (ERS) provides 24-hour on-site aid in the event of a breakdown, flat
tire, empty gas tank, or of locking yourself out of a vehicle. While the
services provided by a roadside assistance policy vary, potential services
include the following:
§ Tow
truck services.
§ Gas
delivery.
§ Oil
delivery.
§ Locksmith
services.
§ Tire
changing.
§ Battery
jumping.
§ Labor
for vehicle repairs, up to a predetermined amount.
Below are three of the most important―and attractive― reasons to
purchase emergency road service coverage.
1) Roadside Assistance Insurance Helps Most
Drivers
Of course ERS insurance will help every driver
who has it, but it's especially helpful to certain subsets of drivers.
In addition to the benefits of free towing
services and repair labor services, general maintenance and manual labor
services are particularly helpful to people with limited knowledge of
automobiles. For example, for the person who doesn’t know how to change a flat
tire, having roadside assistance can the difference between walking and driving
to the nearest tire repair shop.
Roadside assistance is
also available for motorcycles. If you are a beginner rider just
learning to handle your first bike, or if you are riding a new model type not
yet familiar to you, you might want to consider purchasing motorcycle roadside
assistance coverage.
2) ERS Insurance Packs Plenty of Benefits
The more roadside assistance coverage you
purchase, the more services you will have at your disposal. Also, purchasing
additional roadside assistance coverage might lift certain auto insurance
limits, such as the number of times per year you can take advantage of roadside
services, and the number of miles your vehicle can be towed without charge.
Purchasing additional
roadside assistance might also provide coverage for additional drivers or multiple vehicles.
3) Roadside Assistance Isn't Expensive
Roadside assistance is
fairly inexpensive, considering the amount it can save you in towing and repair
expenses. The actual cost of roadside assistance depends on the car insurance
provider, and the amount of services the policy includes. You can compare roadside assistance rates and policy details online, or by contacting
the Insurance Department in your state.
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